Policy
Digital WealthCraft — Cookie Policy
Last Updated: October 2025
This Cookie Policy explains how Digital WealthCraft (“we,” “our,” “us”) uses cookies and similar technologies on our website, community, and related services (“the Site”). We default to essential-only cookies unless you choose to enable additional categories.
1) What Are Cookies?
Cookies are small text files stored on your device. We group them into four categories:
- Necessary: required for login, security, and core functionality.
- Preferences/Functional: remember settings (e.g., language, UI preferences).
- Analytics: help us understand site usage to improve experience.
- Marketing/Media: enable external media (e.g., YouTube) or advertising features.
2) How We Use Cookies Today
Currently, we use Necessary cookies for account login (FluentCommunity/BuddyPress), security, and session continuity. We do not use analytics or advertising trackers at this time. If/when we embed YouTube videos, they will be blocked by default until you opt in to Marketing/Media.
Examples of Current Cookies
| Name | Type | Purpose | Retention |
|---|---|---|---|
| wordpress_logged_in_* | Necessary | Keeps you logged in between page loads. | Session / up to 14 days if “remember me”. |
| wordpress_sec_* | Necessary | Security cookie for authenticated users. | Session |
| wp-settings-*, wp-settings-time-* | Necessary | Stores user interface preferences (admin/users). | Up to 1 year |
| dwc_consent | Necessary | Saves your cookie consent choices. | Up to 12 months |
3) Third-Party Media (YouTube)
We use privacy-enhanced YouTube embeds (
youtube-nocookie.com) to display educational videos.
By default, these embeds are active in the United States and Panama, where local privacy laws permit an opt-out model. You can disable them at any time through your Cookie Settings by turning off the “Marketing / Media” category.
When enabled, YouTube may place its own cookies as described in its Privacy Policy.
Users located in the European Union or United Kingdom should note that local regulations may require these embeds to remain disabled until explicit consent is provided.
4) Your Choices & Consent
On your first visit, we set only Necessary cookies. You may grant or deny additional categories using our banner or by visiting Change Cookie Settings at any time. You can also clear your browser cookies to reset choices.
5) Region-Specific Notes
EU/UK (GDPR / ePrivacy): We require your opt-in for non-essential categories.
United States / Panama (CPRA / Law 81): We use an opt-out model consistent with these jurisdictions’ regulations.
Canada / CASL: We honor consent for marketing features and provide unsubscribe or opt-out mechanisms in email.
United States / Panama (CPRA / Law 81): We use an opt-out model consistent with these jurisdictions’ regulations.
Canada / CASL: We honor consent for marketing features and provide unsubscribe or opt-out mechanisms in email.
6) Updates
We may update this policy as our site evolves. The “Last Updated” date reflects the most recent version.
7) Contact